September News Letter

 

 

Stacy@OcalaAreaHomes.com
Visit My Website

(352) 812-2807

It has been a very busy and fun Summer! By now, most of our kids have gone back to school. I loved seeing all your kids 1st day of pictures on Facebook! They grow up too fast and pictures capture our special moments. My son, Cole is graduating this year and I can’t tell you how fast his school years went by for us.

Real estate has been bustling with activity! I have several buyers that are preapproved and ready to purchase. If you know someone that has outgrown their home, PLEASE have them call me. They may not realize how much in value their home is worth now.

Until next month!

~Stacy

Stacy Alpizar, Realtor

New Listing!!

3 Kings Condo
2843 NE 3rd Street Unit 110
Ocala, FL 34470  | $62,000
Gorgeous and ready for your move in!
2/2 Split Plan centrally located in Ocala  

Click here for more information.

New Listing!!

Build your Dream Home here!
Ocklawaha River Landings

Florida FL 32134  |  $63,000

Click here for more information.

It’s easy to win! Find the quiz question inside this newsletter, then email me your answer. Each month, all correct entries have an equal chance of winning.

  • Last month’s question: What kind of tree can you carry in your hand?
  • Answer: A palm tree

Thank you all who participated in last months quiz! Congratulations to Diana Williams, you are the winner for August’s competition!

July Statistics

Thank You Friends!

Welcome new clients and Thank You to friends who’ve trusted me to work with you, your friends, family and coworkers. Special thanks this month to…

JIMMY AGIN
JENNIFER ROBERTS,
CINDY KELLEY RODRIGUEZ
WILL RIOS
MICHAEL GOOLSBY
ANGIE SHERMAN..for your generous referrals and trusting me with your Family & Friends :+)

Why We Say Won’t (Instead of Willn’t)

Contractions in English are obvious: they are = they’re; is not = isn’t. Put two words together and shorten. What could be easier? But that isn’t the case for “will not” which becomes “won’t” instead of “willn’t.”

Why does “will” change to “wo”?

In Old English there were two forms of the verb willan (to wish or will)…wil- in the present tense and wold- in the past.

Over the centuries, “will” varied as wulle, wole, wool, welle, wel, wile, wyll, ull, and ool.

But there was less variation in the contracted negative. The preferred form was wonnot, from “woll not,” and sometimes the expected willn’t. In the end, “will” became our present tense, but “wonnot” stuck as the negative, and contracted further to “won’t.”

Free Consumer Report

Self-Staging Secrets—to Use whether You’re Selling or Not

After staging, home sellers often say, “My home looks so nice now, I wish I had staged it when I was still living in it.” Why not?
This report has some interesting pointers that science-based stagers recommend. If you’re selling, you can use them to get a better offer. But if you’re not selling, you can use them now and enjoy the fruits of your labor while still living in your home.

Click Here to Read the Report


“Dress shabbily and they remember the dress; dress impeccably and they remember the woman.” ~ Coco Chanel


2017 Home Prices Will Stabilize, Fall, or Rise, Depending on Who You Ask

Depending on which economist you listen to, the 2017 real estate market is either heading for another recession, flattening, or steadily rising.

Even though the advice is contradictory, we can use it to be better-armed real estate consumers by looking beyond the conclusions to the indicators being used:

According to some analysts, incomes are not rising at the same pace as real estate prices. Eventually (2017), this will cause downward pressure on prices. The caveat is that if businesses invest more in growth, we could see greater employment and higher wages, which would keep real estate prices pitched upward.

Worldwide, interest rates are predicted to rise, which could bring affordability crashing down. If that happens (in 2017), prices will start to fall. The caveat here is that if interest rates rise incrementally along with rising employment and wages, the rates themselves won’t have a huge impact. House prices would remain stable, possibly growing very slowly.

A glut of people who had been holding back, living at home, waiting for the right moment to buy has now mostly cleared. That means demand may drop off (by 2017), which could bring prices down.

A drop in demand, combined with higher rates and lower wages, could cause home prices to fall. It’s for this combined reason that most  2017 predictions are that the housing market will slow or fall.

As with all predictions, variables can change the outcomes. For instance, local demographics can result in the opposite effect, actually raising values in some area.

Interest Rates Are Still Incredibly Low

If you’ve been on the fence about buying a home, maybe now is the time to jump! Call me for a home-buying consultation:

(352) 812-2807

Google Blows $1 Billion, Just Playing Around

In just one financial quarter this year, Google “wasted” close to a billion dollars. But they weren’t spending it on new search algorithms. Instead, parent company, Alphabet, was spending it on “moonshot” ideas that may or may not pay off in the future.

The futuristic projects include seawater gas, internet-beaming balloons, and solar-powered contact lenses. According to Astro Teller, head of Google X labs (great name!), “We try to steer X to be ‘responsibly irresponsible’ as we develop new products.”

In this way, Alphabet is following in the footsteps of old-time technology companies who used to devote significant budget to new and exploratory ideas, not simply incremental ideas that would make them more money in the short term, as many companies do today.

Those efforts in the past played a role in creating some of the 20th century’s most significant innovations. For instance, Bell Labs invented the transistor. And Xerox pioneered the graphical user interface (GUI) that allows us to navigate our computers visually, rather than typing in coded commands.

Get an Automatic Feed of New Listings

Don’t miss out on a great home because you didn’t see it in time! I can set up a search to send you new listings, price changes, and back-on-market properties automatically.
Call or reply to this email and I’ll set you up!

(352) 812–2807

September Quiz Question

Why did the phlebotomist go to art school?
Email your answer to Stacy@OcalaAreaHomes.com

Help for Slowing Alzheimer’s

Scientists searching for causes of and cures for Alzheimer’s disease may have discovered a source of protection. A Scandinavian study followed 271 people ages 65-79 for seven years. They periodically tested blood levels for a marker of vitamin B12, as well as an amino acid called homocysteine.At the beginning of the study, none of the participants showed signs of dementia. Over the following seven years, 17 of the 271 participants were diagnosed with Alzheimer’s. The researchers found that study subjects with more homocysteine had a 16% higher risk of developing the disease, while those with more B12 (which is associated with lower levels of homocysteine) had a 2% reduced risk of Alzheimer’s.

The indications seem to support the use of vitamin B12 in slowing the onset of Alzheimer’s. Vitamin B12 can be found in eggs, fish, poultry, and other meats, and is best consumed through a balanced diet, rather than through vitamin supplements.

My Advice

“Am I approved or only pre-approved?”

In the past (before 2006), borrowers could make offers on houses with nothing more than a note from their lender stating they’ve been pre-qualified. That meant the lender spoke to them and thought they were a pretty good bet. Later, lenders began to pre-approve borrowers. That meant they’d gone beyond a friendly chat and actually pulled the buyer’s credit report and looked at their loan application. But a pre-approval was still just another way to say that someone looked like a pretty good bet.

Fast forward to today, and many borrowers are being encouraged to be fully approved before going house-hunting. A full approval means that the lender has already sent documentation (tax returns, etc.) to the underwriting institution, and has confirmed that a buyer will get the loan…as long as nothing changes at the last minute and they can find a house. The real advantage to the borrower is that being fully approved makes them almost as good as a cash buyer.

Call me for the name of a mortgage advisor who will help you get your approval letter in hand.

See you next month!

Don’t forget to call or forward this email to
friends in need of real estate help.

~ Thank you!

 

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